Earn Gift Cards & Rewards
Earn real cash back and gift card rewards on purchases you're already making — Michael uses all four of these personally.
Shop Smart. Earn Real Rewards.
Michael's Money Matters partners with top cashback and rewards platforms so you can earn gift cards and real money on purchases you're already making. Whether you're grocery shopping, buying clothes, or booking travel — there's a reward waiting for you. Sign up through Michael's referral links below and get a bonus just for joining.
Rakuten
Get $50 when you spend $50
Michael uses Rakuten to get Cash Back at his favorite stores. Join now through his invite link and get $50 Cash Back after you spend $50. Rakuten works at 3,500+ stores online and in-store — just shop through the app or browser extension and the cash back adds up automatically. See Terms.
Ibotta
Free cash back on everyday shopping
This free app gives you cash back when you shop — groceries, household essentials, clothing, and more at thousands of stores. Redeem your earnings for gift cards or PayPal cash. No catch, no subscription. Just sign up and start saving on purchases you're already making.
Fetch
Turn receipts into gift cards
Turn basically anything you do into gift cards with Fetch. Snap a photo of any receipt — groceries, restaurants, gas, retail — and earn points redeemable for hundreds of gift card brands. It's one of the easiest reward apps out there because almost every receipt counts.
Receipt Hog
Get paid to upload receipts
Receipt Hog pays you to upload receipts, take surveys, and more. Snap receipts from any store, earn coins, and redeem for cash via PayPal or Amazon gift cards. Simple, straightforward, and free — every receipt is money in your pocket.
Pro Tips to Maximize Your Rewards
Stack multiple apps on the same purchase — use Ibotta AND Rakuten together for double rewards on the same shopping trip.
Don't throw away receipts — snap them in Fetch and Receipt Hog right at the register before you forget.
Rakuten's $50 welcome bonus is one of the best sign-up deals out there — just spend $50 within the qualifying window.
Redeem rewards regularly — don't let points or cash back sit idle. Move it to a gift card or PayPal and put it to use.
Start Earning Today
Pick any platform above and start earning on your very next purchase. Every dollar counts — why leave free money on the table?
Browse All PlatformsDisclaimer: All links on this page are referral or affiliate links. Michael's Money Matters may receive compensation when you sign up or make a purchase through these links. This does not affect the price you pay and in most cases earns you a bonus too.